Free tools
No upload gates, no account, no card. These run on the same registry data the analyzer uses.
Coverage Check
Not denied yet? Ask about a specific item — we read your actual contract and answer with the exact clauses before you file. If a claim is denied later, your contract is already saved and the appeal starts in one tap.
Denial reason lookup
The plain-language meaning of the reason they gave — and what usually counters it.
State regulator lookup
The right office for your state and claim type, with the complaint link.
What to ask on the call
A printable question list for when you phone the company.
Deadline calculator
Your denial date → your appeal deadline. Provider windows where we hold them, honest typical ranges otherwise.
Looking for the full state-by-state directory? All 50 states' regulators · or browse the free guide.